Personal Finance

Federal debt securities present low default risk

December 01, 2011

From a marketable government debt securities standpoint, investors are offered many choices.

Should you jump on the gold bandwagon?

October 01, 2011

Before jumping on the gold bandwagon, it is important to understand the market factors that impact gold pricing, and how this unique commodity may or may not fit into your overall investment portfolio.

Managing your mutual funds: Active vs. passive

September 01, 2011

Passive management is an investment strategy that attempts to replicate the returns of an index or benchmark by owning the same assets, in the same proportions, as the underlying index. Active managers attempt to outperform the market through the art of stock picking and market timing.

Exercise caution when investing in bonds

August 01, 2011

Caution needs to be exercised when investing in bonds, as many investors are under the misunderstanding that bonds cannot lose principal value.

When should you start receiving Social Security?

July 01, 2011

Unfortunately, there is no "one-size-fits-all" answer to when you should start receiving Social Security benefits.

How long should you keep financial documents?

June 01, 2011

It is important to be cautious when discarding important documents that could be required by the IRS in the event of an audit or would enable you to collect a future refund should you need to file an amended tax return.

529 plans allow flexibility in saving for college

May 01, 2011

A 529 plan is an education savings plan operated by a state or educational institution designed to help families set aside funds for future college costs.

Does a 'new normal' exist for financial markets? History says no

April 01, 2011

Throughout recent history, periods of economic upheaval and market volatility have led people to assume that life had somehow forever changed and that new economic rules or an expanding government would limit growth.

How physicians are affected by the 2010 tax law

March 01, 2011

The Reid Tax Relief, Unemployment Insurance Reauthorization, and Job Creation Act of 2010 will likely affect your 2010 taxes.

Global debt: Are stock, bond returns affected?

February 01, 2011

Although rising levels of government debt create headwinds for economic growth, a country's deficit and debt levels do not seem to adversely affect capital market returns.